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Are you looking at exploring the possibility of an interest only home loan? An interest only home loan gives you the freedom and flexibility to secure your dream property, while only having to pay the interest on the mortgage for a set initial time period. This period is typically somewhere between 1 to 5 years, …

Interest Only Home Loans Read More »

It’s no surprise that the Australian housing market is best known for being a complete rollercoaster ride, with prices, properties and interest rates fluctuating on a daily basis. Here in Australia, our housing market has seen a significant spike following the impacts of covid-19. With house prices sky rocketing, and interest rates following along closely, …

How Much Money Do I Really Need For A House Deposit? Read More »

Here at Pointer Finance, we know that the mortgage and refinancing market can be a daunting one, and sifting through lenders and their individual T&C’s can feel like a never ending task. However, what people don’t always realise is that utilising a mortgage broker service will actually streamline the entire process, and in the end …

5 Ways Mortgage Broker Services Help Borrowers with Rising Interest Rates. Read More »

Did you know that getting on top of your finances is one of the most common new year's resolutions here in Australia?  A recent study conducted by Money Smart showed that while over 72% of Australians aged between 27-34 have a financial goal for the new year, only 33% of those are not on track …

Five Easy Goals to Get Your Finances in Shape in 2024. Read More »

Recently, you may have seen that we released a post detailing all of the ins and outs of using your SMSF to purchase a residential investment property. Well, now it’s time to delve into using your self managed super fund (SMSF) to purchase commercial investment property here in Australia, and similarly to residential, it is …

How to Use Your SMSF to Purchase a Commercial Investment property.  Read More »

When it comes to using your self managed super fund (SMSF) to purchase residential investment property in Australia, it is important to understand the rules, costs and risks associated. In order to have everything runs smoothly, you must keep yourself up to date with any changes or updates introduced by the government, and ensure that …

How to Use Your SMSF to Purchase a Residential Investment Property. Read More »

When it comes to securing a home loan in Australia, understanding the concept of assessment rates is crucial. These rates play a significant role in determining your borrowing capacity and ensuring you can comfortably handle your loan repayments, even in the face of potential interest rate increases. In this blog, we will delve into the …

Understanding Assessment Rates in Australian Home Loans Read More »

Pointer Finance are proud to have partnered with commercial and personal lawyers Kerrs to offer their clients a range of comprehensive mortgage and finance services. Fractures in communication channels between the legal and finance sides of a transaction jeopardise deadlines and just creates more stress to an already stressful and busy time. Our partnership aims …

Pointer Finance Partnership with Kerrs Law Read More »

Are you concerned about recent interest rate hikes affecting your home loan plans? Despite three months of rate stability, concerns persist about the possibility of future increases. This apprehension affects both experienced investors and first-time homebuyers. While rate stability offers temporary relief, the ever-changing economic landscape keeps borrowers on their toes, highlighting the importance of …

7 Effective Ways to Boost Your Borrowing Capacity Amidst Rising Interest Rates Read More »

Thousands of Australians invest in property for capital gains and tax benefits. However, it’s important to retain a cash buffer to provide security in the case of unexpected costs or loss of employment or rental income. These can be in the form of unplanned maintenance and repairs, and mortgage repayments. A buffer ensures that you …

Cash buffer for property investors Read More »