Healthcare Professional Loans
Are you a registered healthcare professional looking for a loan?
Then you could be eligible for specialist loans and offers catering to professionals in the healthcare industry.
Many lenders see healthcare professionals as secure, low-risk borrowers, thanks to their in-demand skills and the overall growth of the industry. As a registered healthcare professional, this means you can access loans with special features and benefits that aren’t available to the general public.
Benefits for healthcare professionals
Loan feature
A lower Loan to Valuation Ratio (LVR)
No Lenders Mortgage Insurance
Lower interest rates
Discounted fees
Benefit
With little to no deposit required, you can get into the market faster
Reduce your upfront costs when setting up your loan
You can use lower rates to potentially pay off your loan balance sooner
Save on upfront and ongoing loan fees
Benefits for healthcare professionals
Loan feature
A lower Loan to Valuation Ratio (LVR)
No Lenders Mortgage Insurance
Lower interest rates
Discounted fees
Benefit
With little to no deposit required, you can get into the market faster
Reduce your upfront costs when setting up your loan
You can use lower rates to potentially pay off your loan balance sooner
Save on upfront and ongoing loan fees
Eligible healthcare professionals
We can cater for healthcare professionals registered with their relevant recognised
professional body, including
- Chinese Medicine Practitioners
- Dentists
- General Practitioners
- Nurses
- Occupational Therapists
- Optometrists
- Orthodontists
- Pharmacists
- Physiotherapists
- Podiatrists
- Psychologists
- Radiologists
- Specialist Doctors
- Surgeons
- Veterinarians
Don’t see your profession on the list? Get in touch to find out what options are available.
Speedy turnaround times
The property market waits for no-one. That’s why we offer speedy turnaround times, so you won’t miss out on the perfect opportunity.
Huge range of flexible loan options
Our broad range of flexible loan opportunities comes from access to over 50 lenders. It means we can find the right solution for whatever type of loan you need.
Support when you need it most
When it comes to property, we’ve seen and done it all. That’s what makes us so well-equipped to guide you through the process and do whatever it takes to make your experience a positive one.
Empowering you to make confident decisions
Whether you’re buying, building, or refinancing, we’ll guide you through the process and find you the best-fit loan so you can move forward with confidence.
FAQ
Loan options are rarely straightforward. While one loan option may offer a lower interest rate than another one, it may come with less features, higher fees, and restrictions about things like making extra repayments.
We’ll help you work out which features you need, and weigh up the pros and cons of each loan option, so you can choose the one that suits you best.
While some loans allow you to borrow as much as 95% of a property’s purchase price, if you borrow more than 80% you’ll generally have to pay Lender’s Mortgage Insurance. This is a one-off insurance premium that protects lenders in case you default on your mortgage payments. It’s added on to your mortgage, which means you’ll have more to repay.
Keep in mind that when you buy a property, there are extra costs you’ll need to factor in on top of the property purchase price.
These can include real estate agent fees, building and pest inspections, solicitor and conveyancer fees, loan application fees, government stamp duty and moving costs.
We’ll help you budget for all of these costs, so you’re not caught short.
Keep in mind that when you buy a property, there are extra costs you’ll need to factor in on top of the property purchase price.
These can include real estate agent fees, building and pest inspections, solicitor and conveyancer fees, loan application fees, government stamp duty and moving costs.
We’ll help you budget for all of these costs, so you’re not caught short.
