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The Impact of High Interest Rates and Rising Home Prices The combination of high interest rates and rising home prices has undeniably impacted first home buyers in recent times. But has this dampened demand? Not entirely. Exploring Alternative Options First home buyers are increasingly turning to creative strategies to enter the property market. Some of …

Current Trends in the First Home Buyers Market Read More »

As we approach the end of the financial year, now is the perfect time to review your financial situation and plan for the year ahead. At Pointer Finance, we understand the importance of maximising your financial opportunities and ensuring you're on the right track for success. Financial Review The end of the financial year is …

How Pointer Finance Can Help You Make the Most of June 30 Read More »

Managing a mortgage is by far one of the most significant financial commitments most people make in their lifetime. So, it’s safe to say that finding new ways that you can save on this expense is not only going to benefit you in the short term but the long term as well. It may come …

Why Paying Your Mortgage Twice a Month Can Save You Serious Money Read More »

Are you looking at exploring the possibility of an interest only home loan? An interest only home loan gives you the freedom and flexibility to secure your dream property, while only having to pay the interest on the mortgage for a set initial time period. This period is typically somewhere between 1 to 5 years, …

Interest Only Home Loans Read More »

It’s no surprise that the Australian housing market is best known for being a complete rollercoaster ride, with prices, properties and interest rates fluctuating on a daily basis. Here in Australia, our housing market has seen a significant spike following the impacts of covid-19. With house prices sky rocketing, and interest rates following along closely, …

How Much Money Do I Really Need For A House Deposit? Read More »

Here at Pointer Finance, we know that the mortgage and refinancing market can be a daunting one, and sifting through lenders and their individual T&C’s can feel like a never ending task. However, what people don’t always realise is that utilising a mortgage broker service will actually streamline the entire process, and in the end …

5 Ways Mortgage Broker Services Help Borrowers with Rising Interest Rates. Read More »

Did you know that getting on top of your finances is one of the most common new year's resolutions here in Australia?  A recent study conducted by Money Smart showed that while over 72% of Australians aged between 27-34 have a financial goal for the new year, only 33% of those are not on track …

Five Easy Goals to Get Your Finances in Shape in 2024. Read More »

Recently, you may have seen that we released a post detailing all of the ins and outs of using your SMSF to purchase a residential investment property. Well, now it’s time to delve into using your self managed super fund (SMSF) to purchase commercial investment property here in Australia, and similarly to residential, it is …

How to Use Your SMSF to Purchase a Commercial Investment property.  Read More »

When it comes to using your self managed super fund (SMSF) to purchase residential investment property in Australia, it is important to understand the rules, costs and risks associated. In order to have everything runs smoothly, you must keep yourself up to date with any changes or updates introduced by the government, and ensure that …

How to Use Your SMSF to Purchase a Residential Investment Property. Read More »

When it comes to securing a home loan in Australia, understanding the concept of assessment rates is crucial. These rates play a significant role in determining your borrowing capacity and ensuring you can comfortably handle your loan repayments, even in the face of potential interest rate increases. In this blog, we will delve into the …

Understanding Assessment Rates in Australian Home Loans Read More »