Trade Finance
Looking for ways to build strong relationships with trading partners and get your goods delivered fast?
Like any business, your trading partners appreciate being paid on time. Paying partners on time or in advance can be a strategic move – but finding enough working capital to do this can be a challenge.
Trade finance helps you pay trading partners upfront, without having to dip into your working capital. It’s especially useful for managing trading risks such as currency fluctuations and non-payment. We know that trading can be a rollercoaster ride, so we’re here to make the ride smoother with a suitable trade finance solution for your business.
How trade finance works
01
Your trade finance provider becomes a third party to the transaction between your business and your trading partner
02
The trade finance provider supplies the funds to pay your trading partner
03
Your business repays the trade finance provider over an agreed period of time
Speedy turnaround times
The property market waits for no-one. That’s why we offer speedy turnaround times, so you won’t miss out on the perfect opportunity.
Huge range of flexible loan options
Our broad range of flexible loan opportunities comes from access to over 50 lenders. It means we can find the right solution for whatever type of loan you need.
Support when you need it most
When it comes to property, we’ve seen and done it all. That’s what makes us so well-equipped to guide you through the process and do whatever it takes to make your experience a positive one.
Empowering you to make confident decisions
Whether you’re buying, building, or refinancing, we’ll guide you through the process and find you the best-fit loan so you can move forward with confidence.
FAQ
Loan options are rarely straightforward. While one loan option may offer a lower interest rate than another one, it may come with less features, higher fees, and restrictions about things like making extra repayments.
We’ll help you work out which features you need, and weigh up the pros and cons of each loan option, so you can choose the one that suits you best.
While some loans allow you to borrow as much as 95% of a property’s purchase price, if you borrow more than 80% you’ll generally have to pay Lender’s Mortgage Insurance. This is a one-off insurance premium that protects lenders in case you default on your mortgage payments. It’s added on to your mortgage, which means you’ll have more to repay.
Keep in mind that when you buy a property, there are extra costs you’ll need to factor in on top of the property purchase price.
These can include real estate agent fees, building and pest inspections, solicitor and conveyancer fees, loan application fees, government stamp duty and moving costs.
We’ll help you budget for all of these costs, so you’re not caught short.
Keep in mind that when you buy a property, there are extra costs you’ll need to factor in on top of the property purchase price.
These can include real estate agent fees, building and pest inspections, solicitor and conveyancer fees, loan application fees, government stamp duty and moving costs.
We’ll help you budget for all of these costs, so you’re not caught short.
